New Car Insurance

Dealer Selling Jean Alesi's Ferrari F1 Scuderia Tipo 642 Racer

2010-06-02T20:58:00.000-07:00

If you're looking to buy a genuine Formula One race car this may be your chance. A Florida-based dealer has put up for sale a 1991 Ferrari F1 Scuderia Tipo 642 racer with chassis No. 126.

The seller claims that the car, which is powered by a 3.5-liter V12 engine linked to a seven-speed gearbox, was used in the 1991 Formula One season by French driver Jean Alesi who had then just signed for Williams Ferrari.

After being replaced by the Tipo 643, this car was rebuilt and prepared for private sale by the Ferrari factory at the end of the same season. Now it could be yours for a 'mere' US$700,000 or about €565,000 at today's exchange rates. More details and pictures after the jump.

From the Seller:
"The last of the "turbo-charged" Ferrari Formula One Cars
Herein offered is the rare opportunity to own the coveted Jean Alesi Ferrari Tipo 642 – one of enduring beauty and potency powered by a 3.5-litre 60-valve 4 cam turbo-charged V12-engined cars designed for the Maranello team by the acclaimed ex-McLaren engineer John Barnard.
These cars as driven by Alain Prost and Nigel Mansell had brought the Italian marque back to true competitiveness in Formula 1 after some seasons in the doldrums and they proved very effective against all but absolutely the strongest opposition.
French driver Jean Alesi looked a brilliant prospect when he first joined the Ferrari team in 1991, having established himself in the Formula 1 World Championship with some staggering drives in the advanced but under-powered Tyrrell cars during the previous season.
He shone in many of his Ferrari drives but was too often unlucky with their cars, yet he has passed into Ferrari's charismatic history as having been one of the most abidingly spectacular and phenomenally fast works drivers – joining the memory of other such French stars as Didier Pironi, Rene Arnoux, Patrick Tambay, Maurice Trintignant, Jean Behra – right back through the decades to the great Raymond Sommer who was a Ferrari Formula 1 team driver upon their debut in 1948.
This particular car – serial '126' – emerged as Jean Alesi's favored race chassis in the 1991 Monaco Grand Prix at Monte Carlo where after a troubled practice period – during which he spun, knocked off a wing against the barrier in the Casino Square and yet briefly held 2nd fastest qualifying time – he drove a fine race to finish third on the Sunday afternoon, on the same lap as the dueling first and second placed pair of winners Ayrton Senna's McLaren-Honda and Nigel Mansell's Williams-Renault.
Jean Alesi drove the same car in the Canadian Grand Prix on Montreal's lle Notre Dame circuit, where he qualified on the forth row and was put out of the race by engine trouble after 34 laps. In Mexico he actually qualified this car fourth fastest, alongside the incomparable Senna's McLaren-Honda, behind the dominant Williams-Renault V10's of Riccardo Patrese and Nigel Mansell, but in the race he was again dogged by wretched luck as the car's clutch failed at 42 laps.
Chassis '127' replaced this car within the race team from the British Grand Prix, and this Tipo 642 was then carefully rebuilt and prepared for private sale by the Ferrari factory at the end of that season. It has since been preserved and displayed in one the world's most prestigious private collections.
These Ferrari Tipo 642's were essentially a 1990 design, updated in detail for the 1991 season, with cosmetic changes to the overall aero-dynamic shape and structure. The top bodywork one-piece moulding was revised and reshaped, and wings were up rated while new under-tail diffusers floors were also adopted.
Larger front wings carried bigger endplates that hitherto and after the Imola Grand Prix had introduced a completely new aerodynamic package the model became known to the team as the Tipo 642/2.
This development introduced rather longer side pods which were less rounded then the original form, and also added a new airbox engine intake design and revised rear diffusers. While the front suspension system remained unchanged the front dampers were new.
The new replacement Tipo 643 design eventually made its debut in time for the French Grand Prix at Magny-Cours that year, featuring an all-new molded composite monocoque chassis design, developed from the 642's.
This is truly one of the most desirable of all Formula 1 Ferrari models and this example is an immensely handsome, desirable and fitting reminder of a great era of World Championship-level, pinnacle standard Grand Prix racing in general – and of French star Jean Alesi in particular."

Link: Astcollection

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Flood Insurance NATIONAL FLOOD INSURANCE PROGRAM

2010-03-24T22:05:00.000-07:00

Flood damage is excluded under standard homeowners and renters insurance policies. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers.

Congress created the NFIP in 1968 in response to the rising cost of taxpayer-funded disaster relief for flood victims and the increasing amount of damage caused by floods. The NFIP makes federally backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage. The NFIP is self-supporting for the average historical loss year. This means that unless there is a widespread disaster, operating expenses and flood insurance claims are financed through premiums collected.

The NFIP provides coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions. Private flood insurance is available for those who need additional insurance protection, known as "excess coverage,” over and above the basic policy or for people whose communities do not participate in the NFIP. Some insurers have introduced special policies for high-value properties. These policies may cover homes in noncoastal areas and/or provide enhancements to traditional flood coverage. The comprehensive portion of an auto insurance policy includes flood damage.

A 2008 poll by the Insurance Information Institute found that only 17 percent of Americans have a flood insurance policy, ranging from 15 percent in the West to 17 percent in North Central States and the South to 20 percent in the Northeast.

* By July 2008, 91 insurance companies participated in the "Write-Your-Own" Program, started in 1983, in which insurers issue policies and adjust flood claims on behalf of the federal government under their own names.

NATIONAL FLOOD INSURANCE PROGRAM, 1980-2008

Losses paid
Year Policies in force
at the end of year Number Amount ($000)
1980 2,103,851 41,918 $230,414
1985 2,016,785 38,676 368,239
1990 2,477,861 14,766 167,920
1995 3,476,829 62,441 1,295,581
2000 4,369,087 16,362 251,719
2004 4,667,446 55,762 2,226,942
2005 4,962,011 211,954 17,646,657
2006 5,514,895 24,562 638,824
2007 5,655,919 23,003 607,055
2008 5,687,293 61,433 2,584,241

Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.

*
In 2008 the average amount of flood coverage was $210,683 and the average premium was $542.
*
The average flood claim in 2008 was $42,066, up from $26,390 in 2007.
*
NFIP premiums written rose from $1.7 billion in 1999 to $3.1 billion in 2008.
*
Flood loss payments totaled $2.6 billion in 2008. In 2005 loss payments totaled $17.6 billion, the highest amount on record, including losses from hurricanes Katrina, Rita and Wilma.

Client Testimonials

2010-03-18T21:19:00.000-07:00

Welcome DEKRA Expert

We are very proud of our growing reputation as a provider of high-quality service. Please browse among some of the comments from some of our customers to see what others think.

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David - the vehicle inspector was absolutely great - I would arrive at my positive feedback and let him know how his phone, his explanation of the vehicle, and professionalism in general was excellent, as - I Thank you.

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A new car? Verification Gap Insurance

2010-02-15T03:43:00.001-08:00

Just bought a new car? What happens when an accident occurred shortly after taking your brand new track from the game? They have full insurance, is not it? So, you're covered ... or maybe not.

When you drive your new car off the lot, the value of your car decreases, sometimes up to 20% -30%. Say for example, are paid $ 25,000 for the new vehicle has an accident and a month later. You probably have only one payment and you do not make money your loan even close to the price of $ 25,000 to purchase. Unfortunately, even with full coverage, which will include comprehensive and collision, you receive only the market value of the vehicle, which then could be 20% -30% below the purchase price. This means that you can establish that the payments are 20% -30%. Could be on a car $ 25,000, only a 20% depreciation of $ 5,000! This amount could be more if you financed your taxes and licenses in your credit.

GAP is the acronym for Auto Guauanteed protection. Most people use the term CAP in order to make the gap in coverage between what should be on a machine and how much your car is worth. GAP insurance is required in almost all cases, and the cost reltivily low. GAP insurance is a must buy or lease a new vehicle and should not be something that you decided to skip the lowest cost.

Fortunately, you can already divide insurance with your current insurer shall ensure that the difference between the loan on the car and the actual market value of the car would be. But not all insurance companies to offer insurance GAP.

In some cases, GAP insurance is available from your insurance company. So what to do? Of course, the dealer will probably be able to have GAP insurance. GAP, where the insurance is not the dealer, then you can buy an insurance GAP online. Just do a search online for the GAP insurance, and you will find many companies available.

Check out our new car dealer ratings and reviews page

2010-02-15T03:42:00.000-08:00

Welcome to the world's best free guide: buy cars for the purchase of new cars, used cars, auto lease car and avoid fraud. You laugh, you cry, you purchase a car. There are sites with similar names that describe copy our content, but we are the original and the best. This 100% free dating site is like the truth, but only few people know the truth about the purchase of cars and SUVs.

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Take advantage of discounts and incentives town!
Because of slow sales of cars are offered by manufacturers is greater than the usual consumer rebates and secret factory to dealer incentives to unload the cars. Discounts change daily, so do not ask me why it is different when we look for new car discounts. If you've been waiting to buy a new car and a lot, now is the time. Even Honda, which normally do not offer incentives, it is always at stake. Be sure to check and FightingChance.com Edmunds.com for the latest incentives to use for negotiation. The table on the right are some examples of the big discount Edmunds.com. Many cars are $ 2,000 - $ 5,000 factory to dealer incentives. If you are not aware of the discounts in progress, then you leave money on the table. Dealers often give up most or all of their factory to dealer incentive, passing the savings on to you. These incentives combined with our other car buying tips, often result in orders of magnitude below invoice amounts.

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Car insurance

2010-02-14T23:26:00.000-08:00

Are you looking for auto insurance for a new car, or car insurance comparison for your car there? If so, you are exactly correct with us. Why? Because there are three things you can bet on us!

1. We are all car insurance companies in the market independently;
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Auto Insurance Quotes

We are experienced in teaching us auto insurance quotes, and we can help you get the coverage right. Just fill out the simple online form, starting with your zip code above.

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New Car Insurance

2010-02-14T23:25:00.000-08:00

We know it's especially frustrating when a new car is damaged. This is the insurance company, with suppliers of law that can help in some way to go.

With the new motor vehicle insurance from Cornhill Direct, you get security. If your new car is damaged within the first year and the cost for the repair of over 50% of the cost of purchasing a new car the same, there are only passing through the vehicle.

The insurance of motor vehicles new is:

* A standard feature of our car insurance
* Available to anyone who has owned a car since the new
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If you want to find out how our comprehensive auto insurance for drivers of new cars, a call for tenders online.
Tom buying a new Ford Focus sedan for £ 13.500, taking out car insurance with Cornhill Direct. Nine months later, Tom ignores his entrance to a roundabout and another car plows into the driver's side of the hood.

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For illustrative purposes only.

Terms and Conditions.

Innovative policies Features - Your Choice Auto

2010-02-14T23:17:00.000-08:00

® with your choice of high quality car you can enjoy an Allstate auto insurance coverage to protect even better if you have an accident and more opportunities when you avoid.
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Show Video Deductible Rewards
Deductible RewardsSM is you your $ 100 Collision deductible the day you log on. And then $ 100 per year you go without an accident. Total Up to $ 500.
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* Check the option is an extension for the current Safe Driving Bonus ® and is available now or shortly in the car with your choice ®, except New York. May not be available to customers until the next renewal of insurance. Amounts less than $ 5 will be applied to the bill extension.

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® & Your Choice Auto ® Accident Forgiveness, Deductible RewardsSM safe driving bonus, and the replacement of the vehicle are optional and subject to the terms and conditions. Not all states. Patent pending. Deductible for collision coverage Rewards. In New York and PA, the deductible amount not less than $ 100. In New York is safe driving bonus ® is a discount. Safe Driving Bonus ® is based on the demand for basic premium insurance prior (except for NY), and do not apply after an accident. Political issue is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. Allstate New Jersey Property and Casualty Insurance Company, Bridgewater, NJ. Allstate County Mutual Insurance Company, Irving, TX.

Car Tips and Advice

2010-02-14T23:09:00.000-08:00

How To Downsize Your Car Practical or economic concerns may be steering you away from larger vehicles. Here are some options for downsizing.